our team

Steve brings to the table a wealth of experience with over 30 years of experience in setting up and running successful businesses in various industries ranging from Retail, and Telecom to Mortgages and Insurance.  

Steve's real gift is in business development, which he most recently applied while building his book of business at Citizens Insurance Group, LLC, right here in Tucson. Additionally, Steve also sees untapped potential in the Small Business sector, in the provision of superior customer service. It is his goal to build a solid foundation for our firm's future growth, and he has built the perfect team to move Citizens forward. As a Small Business Coverage Specialist (SBCS), Steve is an expert at helping small business owners improve their bottom lines through focusing on tailored approaches to Worker's Compensation, Business Auto, and General Liability coverage...saving our clients money!

 Kathy has over 30 years of experience working with Medicare, providing unparalleled service to our clients in all matters related to Medicare and related programs (Part A-B, C, D Plans, Supplements, and others).  Kathy excels at teaching, educating and walking our clients through the Medicare “Maze.” Her compassionate nature, coupled with her extensive program knowledge, assures our clients get the very best service and advice for all of their Medicare needs. 

In-House Underwriter and Licensed Insurance Producer. Anthony brings over 11 years of service as an officer in the United States Air Force, and a Master's Degree in Business Administration to Citizens Insurance.  A Small Business Coverage Specialist (SBCS), Anthony excels at helping business owners with risk assessment, which has helped many clients save money on their business insurance coverage - Worker's Comp, General Liability, and Business Auto. An astute risk manager, Anthony excels at helping our clients understand the “moving parts” in their policies, enabling them to make informed decisions about managing their insurance portfolios.

  John Griffin brings his superior people skills to bear in helping build relationships with his insurance clients. A strong believer in the “3-C’s” (Claims, Coverage, Cost), John always strives to meet his client’s insurance needs, while helping them secure the best insurance value for their money. John’s 27 years of experience in the Hospitality Industry allows him to provide streamlined service with a focus on client satisfaction, emphasizing cost-savings.

• Personal Auto
• Home Owner's
• Personal Umbrella
• Health Insurance
• Medicare
• Business Auto
• Business Property (including Vacant Buildings/Land)
• Business Umbrella
• Worker's Compensation
• Bonds
• Disability
• Life

 We know it's often hard to figure out how to determine what type of car you should get and what type of benefits roll along with it, but now it's easier than ever to determine what to get. 

 As certified United Health Care Medicare Agents, our team is ready to answer all of your Medicare questions, and help you manage or change your plan, as your needs change.

• Customized Quotes 
• Access to more than 30 A+ Insurance Companies
• Annual Policy Reviews
• Balance with Your 3-C's (Coverage, Claims, Cost)
• Policy bundling/cost-savings (where available)

• Same-day personal auto/home insurance quotes
• Personal attention - live account management
• Multi-policy discounts when you bundle
• Annual follow-ups and re-quotes to get the most from your premium dollar

  Here at Citizens Insurance LLC, we are dedicated to you and all your different insurance needs.  With over 30 years of experience in the industry, we are ready to serve you. Our most important goal is making you a happy, life-long customer.